Finding your Bank of America routing number is straightforward when you know where to look. This guide walks you through the safest and fastest ways to locate the exact nine-digit code you need for direct deposits, wire transfers, or bill payments.
Use the quick reference below to identify the right routing number based on account type and location.
| Account Type | Typical Routing Number | Region | Where to Check |
|---|---|---|---|
| Checking | 026009593 | Most US regions | Online portal, mobile app, checks |
| Savings | 026009593 | Most US regions | Online portal, mobile app |
| CD Account | 026009593 | Most US regions | Account agreement, online portal |
| International Wire | BOFAUS3N | Federal Reserve routing | Wire instructions, customer service |
Routing Number Basics for Bank of America
The routing number is a nine-digit code that identifies your bank and the federal district where your account was opened. Bank of Americas core routing number for most consumer accounts is 026009593, used widely for automated clearing house ACH transfers and wire instructions within the United States.
Because different account types and regions can have variations, confirming the exact number helps avoid returns, fees, and delays. Using the correct routing number ensures your payment reaches the intended destination on the scheduled date.
You can rely on multiple consistent sources, including checks, statements, and secure digital channels, to confirm the code for outgoing transfers or direct deposits.
Check Your Personal Bank Check
If you have a physical check from Bank of America, locate the routing number at the bottom left corner. It appears in three groups of numbers: the first nine-digit group is the routing number, followed by your account number and check number.
Be sure you are reading a valid personal check tied directly to the account you intend to use. Counterfeit or sample checks may display placeholder or incorrect numbers that will cause transaction failures.
Use a magnifying glass if the numbers appear faded, and double-check each digit to prevent manual entry errors when you transcribe the code.
Find Routing Number Online or via the Mobile App
Bank of Americas secure digital channels display your routing number without requiring a check. Log in to the official website or mobile app, navigate to your account details, and look for the section labeled routing number or ACH number.
These digital sources reflect the most current code associated with your specific account and region. They also reduce the risk of misreading handwritten checks or using outdated information.
For international wires, look for the SWIFT code BOFAUS3N in the same secure location where routing details are shown.
Contact Customer Support or Visit a Branch
When other methods are unavailable, calling Bank of America customer support or visiting a local branch provides reliable verification. Representatives can confirm the official routing number for your account after verifying your identity.
Bring your account details and a valid photo ID to the branch so the associate can provide the exact code for your account type and region. This method is especially helpful for newer accounts or recent relocations that may affect the routing number.
Key Takeaways for Quick Confirmation
- The standard Bank of America routing number for most accounts is 026009593.
- Check the bottom left of a personal check for the nine-digit code.
- Secure online banking and mobile apps show the current routing number and SWIFT code.
- International wires use the SWIFT code BOFAUS3N, not the domestic ACH routing number.
- Always verify the code before initiating large or time-sensitive transfers.
FAQ
Reader questions
Will my routing number change if I move to a different state?
For most Bank of America consumer accounts, the routing number remains 026009593 even if you move to a different state, but always verify with the bank if you open a new account in another region.
Can I use the same routing number for international wire transfers?
No, international wires require a SWIFT code such as BOFAUS3N; the domestic ACH routing number is not suitable for cross-border transfers.
What should I do if a transfer fails because of an incorrect routing number?
Review the transaction details, confirm the correct routing number on your statement or through secure online banking, and resubmit the payment with the updated information to avoid additional delays.
Is it safe to share my routing number with others for direct deposit?
Yes, sharing your routing number with employers or payers for direct deposit is safe, but never share your full account number or online credentials in unverified requests.